Wojciech
Diploma for Financial Advisers
Diploma in Accounting
Member of London Institute of Banking and Finance
Around 210,000 older people, mostly women, are owed State Pension back payment of up to £5,000 each, adding up to a total of £1.5 billion. This underpayment is due to administrative errors related to Home Responsibilities Protection (HRP), which affected National Insurance (NI) records between 1978 and 2010.
The Department for Work and Pensions (DWP) is working to fix these mistakes, and eligible individuals are expected to receive their back payments by the end of 2025. Those affected will receive a letter from HMRC, but you can also check eligibility online using the HRP tool on GOV.UK.
You can access the HRP tool here: HRP tool on GOV.UK.
The DWP has started by contacting those closest to retirement age, but others who believe they may have been affected can still check if they qualify. Personal representatives can also claim on behalf of someone who has passed away.
If you think you might be entitled to a back payment, visit the GOV.UK website and use the HRP self-identification tool to find out more. It would be a good idea to talk to a financial guidance expert to ensure you understand your entitlement and the process.
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