Diploma for Financial Advisers
Diploma in Accounting
Member of London Institute of Banking and Finance

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Pension Credit is a benefit in the UK that helps people who have reached State Pension age and have a low income. It’s designed to make sure older people have enough money to cover basic needs, like food, bills, and housing.

There are two parts to Pension Credit:

Guarantee Credit – This tops up your weekly income if it’s below a certain level. 

Savings Credit – This is an extra payment for people who saved some money for their retirement, like through a pension. 

Why apply? If you get Pension Credit, you may also qualify for other benefits, such as:

Help with housing costs (like rent or mortgage interest)
Free TV licence (if you’re over 75)
Help with NHS costs (such as free dental treatment or glasses)
Extra help with heating bills
Even if you only get a small amount of Pension Credit, it can open the door to many other benefits. It’s worth checking if you qualify, even if you think you have too much income or savings.

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