when does uk state pension age change to 67

Wojciech

Wojciech

Diploma for Financial Advisers
Diploma in Accounting
Member of London Institute of Banking and Finance


The UK state pension age is the earliest age you can claim your state pension, and it’s changing in the coming years. If you’re wondering, “When does UK state pension age change to 67?”, the answer is between 2026 and 2028. This change will affect millions of people, so it’s important to understand how it impacts your retirement plans.


Why Is the State Pension Age Rising?

The UK government is gradually increasing the state pension age to reflect longer life expectancy and ensure the system remains affordable. The shift to 67 follows a previous rise from 65 to 66, which took place between 2018 and 2020.


Key Dates for the Increase to 67

The state pension age will officially rise to 67 starting in April 2026, but the change will happen gradually. Below is a detailed table showing how your birth date affects when you’ll reach the new state pension age:

Date of BirthState Pension Age Reached
6 April 1960 – 5 May 196066 years and 1 month
6 May 1960 – 5 June 196066 years and 2 months
6 June 1960 – 5 July 196066 years and 3 months
6 July 1960 – 5 August 196066 years and 4 months (1)
6 August 1960 – 5 September 196066 years and 5 months
6 September 1960 – 5 October 196066 years and 6 months
6 October 1960 – 5 November 196066 years and 7 months
6 November 1960 – 5 December 196066 years and 8 months
6 December 1960 – 5 January 196166 years and 9 months (2)
6 January 1961 – 5 February 196166 years and 10 months (3)
6 February 1961 – 5 March 196166 years and 11 months
6 March 1961 – 5 April 1977*67

Notes:

  1. For people born after 5 April 1969 but before 6 April 1977, the State Pension age was already set to 67 under the Pensions Act 2007.
  2. The phased increase to 67 applies mainly to those born between April 1960 and March 1961, with full eligibility at 67 by March 2028.

How to Check Your State Pension Age

You can find your exact state pension age by using the UK government’s free online tool at GOV.UK. Simply enter your date of birth to get your personalised result.


What Does This Mean for You?

If you’re planning to retire soon, the increase to 67 means you may need to work longer or adjust your savings. Here are some steps to take:

  1. Review your pension savings (private or workplace pensions).
  2. Use a retirement calculator to estimate your income.
  3. Consider seeking financial advice to make informed decisions.

Final Thoughts: When Does UK State Pension Age Change to 67?

To recap, the UK state pension age will rise to 67 between 2026 and 2028 for those born between April 1960 and March 1961. If you’re asking, “When does UK state pension age change to 67?”, check the table above or use the official GOV.UK tool to confirm your date. Planning ahead ensures a smoother transition into retirement.


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