Determining when you’ll get your state pension in the UK is essential for planning your retirement. Here’s a quick overview:

Current State Pension Age
As of now, the state pension age is 66 years old for both men and women.

Future Changes
The state pension age is set to rise:
It will increase to 67 between 2026 and 2028.

Check Your State Pension Age
You can use the UK government’s State Pension age calculator online to find your exact state pension age based on your date of birth.

Types of State Pension
There are two types:

1 – Basic State Pension – For those who reached state pension age before 6 April 2016.
2 -2New State Pension – For those reaching state pension age on or after 6 April 2016.

Qualifying Years
To receive the full new state pension, you need 35 qualifying years of National Insurance contributions. The minimum required to get any state pension is 10 years.

How to Claim
You must claim your state pension; it isn’t automatically paid. You should receive a letter around two months before you reach state pension age explaining how to claim. If you don’t receive it, you can claim online, by phone, or by post.

Deferring Your State Pension
If you choose to defer, your pension amount will increase when you eventually claim it.