The new State Pension is designed based on your National Insurance (NI) record. As of 2024−2025, the full amount is £221.20 per week. Here’s how it works:

Qualifying Years:

To receive the full amount, you need 35 qualifying years of NI contributions if you have no record before 6 April 2016. If you have contributions from before this date, your pension will be calculated using both pre- and post-2016 records.

Minimum Qualifying Period:

You need at least 10 qualifying years to get any State Pension. These years don’t have to be consecutive and can be from any time before or after 6 April 2016.

Personal Record:

The pension you receive is usually based solely on your own NI contributions.

To find out more about your specific situation, you can check your State Pension forecast on the government website.